Friends, I'm curious about how much someone working for minimum wage can save. How much do you usually manage to save? In my case, I earn around 2,000-3,000 lira a month, but since I have constant expenses, my savings always get cut short. How do you manage this? What are your budgeting methods? As a beginner, I need some advice on this matter.
What’s the minimum amount you need to save when the minimum wage kicks in?
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Man, honestly, I was just like you at first. When I was earning minimum wage, I was making 2–3 k TL a month, but my expenses were always so high that even covering my regular bills was getting tough. Like, in winter I'd be paying for the heating, in summer for the AC—money kept draining from my pocket. The first time I managed to save 10 k TL in three months I was pretty thrilled, and that was tough too.
Then I started taking budgeting more seriously. The simplest thing I do is split my spending into “essential” and “optional” at the start of each month. I pay off my credit‑card balance right away, set aside a certain amount from my own cash, and live with the rest. I also shop at supermarkets that give receipts, downgrade my internet plan, and use a discounted transit card. And unless you have a wedding or get sick, I can usually stash away 3–4 k TL a month without a problem. The real key isn’t just controlling your expenses; it’s knowing exactly how much you earn and setting your priorities.